Rent-to-Own & Financing
Flexible Financing & Payment Options
Own your dream building with rent-to-own flexibility or traditional financing – choose what works best for you!
Two Paths to Ownership
We believe everyone deserves quality storage solutions that fit their budget. Whether you prefer flexible month-to-month payments or traditional financing for larger projects, we’ve made ownership accessible and straightforward.
| RTO PROGRAM | HFS FINANCING |
| No credit check required | Competitive rates for qualified buyers |
| Month-to-month flexibility | Perfect for complete projects |
| Includes 90 days same as cash option | Bundle building + foundation + driveway |
| Low barrier to entry | 100% direct-to-consumer funding |
What exactly is Rent-to-Own?
Our flexible rent-to-own option requires no credit check and is a simple month-to-month rental agreement. Down payment requirements vary but are generally about equal to one month’s payment. Your monthly payment is the rental fee, and once the rental term agreement has been fulfilled, the building is yours to keep.
Unlike paying perpetual self-storage payments, you actually have a path to ownership! Or, if your life circumstances change and you no longer need the building, notify your rental company and they will arrange a building retrieval.
Design Your ShedFrequently Asked Questions About RTO
Rent To Own (RTO) requires no credit checks and is simply a month to month rental agreement that offers a pathway to ownership. Once the rental term agreement has been fulfilled you get the building to keep. No penalty for returns or early payoffs. See our “Purchase Options” page for more information.
On your rental agreement you’ll see the contact information for your rental company. Call, email or go online to the listed information to set up and manage your account. You will be able to see multiple payment options available to you.
All our rent-to-own agreements include a 90 Days Same As Cash option.
During the first 90 days, your early purchase option (EPO) price will be the Cash Price less 100% of rental payments made(not including any taxes or fees), plus tax and any unpaid amounts you owe us. The payoff must be paid by check, ACH, or money order, otherwise a convenience fee up to 5% may be applied.
Yes! We’re proud to offer the industry’s first 10-year warranty. Every building is constructed with premium LP® engineered products and backed by our guarantee for both materials and workmanship. This ensures long-lasting durability and peace of mind for years to come. Please note, the warranty does not cover damage caused by misuse, neglect, alterations, or acts of nature. Any building that has been improperly maintained or modified may also be exempt from warranty coverage.
HFS Financing
Dutch Boy Barns has partnered with HFS to provide simple and accessible financing for larger projects. Need an engineered foundation to go with your tiny home? Concrete pad or driveway put in for your building access? No problem!
HFS offers financing options to qualified buyers that allow you to roll your building, foundation, and driveway needs into one easy package. Competitive rates and easy approval processes for qualified buyers makes it easier than ever to get your backyard makeover or tiny home dream come true!
Apply NowFrequently Asked Questions About Financing
No! HFS performs a soft credit check first, which has no impact on your credit score.
Contact HFS to discuss your specific project needs and financing options.
Yes! You can exercise the 90 Days Same as Cash option within 90 days and pay the original cash price, or make a discounted lump sum payoff at any time during your rental term.
Contact your rental company immediately. If your circumstances change and you no longer need the building, you can return it with no penalty.
Terms vary. Contact your local Dutch Boy Barns dealer for specific details about rental terms and monthly payment amounts.
Ready to Bring Your Dream Building To Life?
Whether you choose the flexibility of rent-to-own or the comprehensive financing through HFS, we’re here to make ownership accessible. Design your custom building today and select the payment option that works best for your budget and timeline.
Design Your Custom Building
